Most companies will insure for actual value, but you will pay for it, in some cases, dearly. But it beats eating the loss on all the good stuff. Just talk to your agent.
1981 Cherokee W/T, 360, T-18, Warn 8274 in custom bumper/deer strainer (tested and approved)
1988 Cherokee 4 door, 3" Rancho lift, custom sliders/steps, custom roof rack, custom camo paint, custom camo headliner, custom bumpers and Warn 9500 HS, 31-10.50's
Only 31's, but can drag self with either rig
BLM John Day/Snake RAC-OHV/Recreation Representative
Wolfpack 4x4's - Region 5 - "Cave Lupum"
Pres.- Outcast Land Use Review Team